{"id":1533,"date":"2026-06-18T19:00:00","date_gmt":"2026-06-18T17:00:00","guid":{"rendered":"https:\/\/altavistafinance.com\/?page_id=1533"},"modified":"2026-10-29T15:50:26","modified_gmt":"2026-10-29T14:50:26","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/altavistafinance.com\/en\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\t\t
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Terms and Conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Last updated:<\/strong> April 9, 2026<\/p>\n\n

1. Purpose<\/strong><\/p>\n\n

These terms and conditions govern access to and use of the website www.altavistafinance.com (the “Website”), as well as the relationship between Altavista Finance, S.L. (“Altavista Finance”) and the users who access it or request its services.<\/p>\n\n

By accessing the Website and\/or requesting our services, you accept these terms and conditions in full. If you do not agree with any of their provisions, please do not use the Website.<\/p>\n\n

2. Description of services<\/strong><\/p>\n\n

Altavista Finance is a real estate credit intermediary<\/strong> authorised by the Bank of Spain (licence E192). Our services consist of:<\/p>\n\n

    \n
  • Advice and brokerage in real estate financing:<\/strong> we analyse your financial profile, compare offers from multiple financial institutions and negotiate the best financing terms for your transaction.<\/li>\n
  • Intermediation, not lending:<\/strong> Altavista Finance is not a credit institution. We do not grant loans or mortgages directly. We act as an intermediary between the client and the financial institutions. The final decision to grant credit rests exclusively with the financial institution.<\/li>\n<\/ul>\n\n

    3. Financing outcome<\/strong><\/p>\n\n

    Altavista Finance undertakes to manage your financing application with the utmost diligence and professionalism. However, we do not guarantee that financing will be obtained<\/strong> in any transaction. The approval or rejection of a loan depends on the internal criteria of each financial institution, which are beyond our control.<\/p>\n\n

    The information provided during the analysis process (estimated amounts, indicative interest rates, approximate terms) is for guidance only and does not constitute a binding financing offer.<\/p>\n\n

    4. Fees and success-based model<\/strong><\/p>\n\n

    Altavista Finance operates under a success fee model<\/strong>:<\/p>\n\n

      \n
    • Fees are agreed in writing between the parties before any work begins.<\/li>\n
    • Fees are only payable if satisfactory financing is obtained and the client decides to accept and formalise it.<\/li>\n
    • No upfront fees, study costs or management charges are made before formalisation.<\/li>\n
    • The specific fees are set out in the individual service proposal presented to the client before the engagement begins.<\/li>\n<\/ul>\n\n

      5. User obligations<\/strong><\/p>\n\n

      By using our services, you undertake to:<\/p>\n\n

        \n
      • Provide truthful, accurate and up-to-date information about your financial and personal situation.<\/li>\n
      • Provide the necessary documentation promptly so as not to delay the process.<\/li>\n
      • Report any change in your financial or personal situation that may affect the financing application.<\/li>\n
      • Use the Website in accordance with the law, morality and public order.<\/li>\n
      • Not use the Website for fraudulent purposes or in a way that harms the interests of Altavista Finance or third parties.<\/li>\n<\/ul>\n\n

        6. Confidentiality<\/strong><\/p>\n\n

        Altavista Finance undertakes to treat all personal and financial information you provide in the course of our services with the utmost confidentiality. This information will be used exclusively to manage your financing application and will not be shared with third parties outside the intermediation process without your prior consent.<\/p>\n\n

        The financial institutions to which we submit your application will receive the information needed to assess the transaction. By accepting our services, you expressly authorise this disclosure.<\/p>\n\n

        7. Use of the website<\/strong><\/p>\n\n

        It is forbidden to:<\/p>\n\n

          \n
        • Use the Website in a way that may damage it, overload it or impair its operation.<\/li>\n
        • Access or attempt to access restricted resources or areas of the Website without authorisation.<\/li>\n
        • Introduce or spread computer viruses, malware or any other harmful code.<\/li>\n
        • Reproduce, copy or distribute the content of the Website without prior written authorisation.<\/li>\n<\/ul>\n\n

          8. Third-party links<\/strong><\/p>\n\n

          The Website may contain links to third-party websites. Altavista Finance does not control and is not responsible for the content, privacy policies or practices of those websites. You access them at your own risk.<\/p>\n\n

          9. Changes to these terms<\/strong><\/p>\n\n

          Altavista Finance reserves the right to amend these terms and conditions at any time. Amendments take effect from their publication on the Website. Continued use of the Website after the changes are published implies acceptance of them.<\/p>\n\n

          We recommend that you review these terms and conditions periodically to stay informed of any updates.<\/p>\n\n

          10. Governing law and jurisdiction<\/strong><\/p>\n\n

          These terms and conditions are governed by Spanish law. For the resolution of any dispute arising from access to or use of the Website or from the contractual relationship with Altavista Finance, the parties submit to the jurisdiction of the Courts and Tribunals of the city of Madrid<\/strong>, expressly waiving any other jurisdiction that may apply to them.<\/p>\n\n

          11. Contact<\/strong><\/p>\n\n

          For any questions about these terms and conditions, you can contact us at:<\/p>\n\n

            \n
          • Email:<\/strong> info@altavistafinance.com<\/li>\n
          • Phone:<\/strong> +34 627 04 67 69<\/li>\n
          • Address:<\/strong> Calle de Galileo 25, 6C, 28015 Madrid, Spain<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

            Terms and Conditions Last updated: April 9, 2026 1. Purpose These terms and conditions govern access to and use of the website www.altavistafinance.com (the “Website”), as well as the relationship between Altavista Finance, S.L. (“Altavista Finance”) and the users who access it or request its services. By accessing the Website and\/or requesting our services, you […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1533","page","type-page","status-publish","hentry"],"yoast_head":"\nTerms and Conditions - Altavista Finance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altavistafinance.com\/en\/terms-and-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms and Conditions - Altavista Finance\" \/>\n<meta property=\"og:description\" content=\"Terms and Conditions Last updated: April 9, 2026 1. 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