{"id":3498,"date":"2026-06-17T13:46:29","date_gmt":"2026-06-17T11:46:29","guid":{"rendered":"https:\/\/altavistafinance.com\/services\/developer-financing\/"},"modified":"2026-10-16T18:35:03","modified_gmt":"2026-10-16T16:35:03","slug":"developer-financing","status":"publish","type":"page","link":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/","title":{"rendered":"Developer Financing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3498\" class=\"elementor elementor-3498 elementor-1410\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30127a8 e-con-full hipotecas-hero-container e-flex e-con e-parent\" data-id=\"30127a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0c44a26 e-grid hipotecas-hero-grid e-con-boxed e-con e-child\" data-id=\"0c44a26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-865fb6f hipotecas-hero-grid-imagen elementor-widget elementor-widget-image\" data-id=\"865fb6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"706\" height=\"798\" src=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp\" class=\"attachment-large size-large wp-image-3831\" alt=\"\" srcset=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp 706w, https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1-265x300.webp 265w\" sizes=\"(max-width: 706px) 100vw, 706px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4508bce hipoteca-banner-sello elementor-absolute elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"4508bce\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"152\" height=\"156\" src=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/05\/home-banner-sello.svg\" class=\"attachment-large size-large wp-image-246\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50f2bc2 home-banner-big-title elementor-widget elementor-widget-heading\" data-id=\"50f2bc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Property Development Finance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-054d8d5 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"054d8d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">IN SPAIN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-170eafe elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"170eafe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Developer finance is a loan used to fund property construction, from residential developments to individual self-build homes and major refurbishments. Unlike a conventional mortgage, the loan is not disbursed in a single payment. Funds are released in stages through drawdowns linked to construction progress. These loans are usually interest-only during construction, with the principal repaid in full at the end. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a087f3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6a087f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/altavistafinance.com\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"25\" viewBox=\"0 0 14 25\" fill=\"none\"><g clip-path=\"url(#clip0_281_3)\"><path d=\"M0.544592 0.116686L13.6255 11.6151C13.8766 11.8193 13.9998 12.1062 13.9998 12.466C13.9998 12.8257 13.8718 13.1369 13.6255 13.3897L0.544592 24.8833C0.492477 25.0389 0.383509 25.0389 0.208213 24.8833C0.0329172 24.7277 -0.0286733 24.577 0.018704 24.4214L9.79265 12.5389L0.018704 0.500778C-0.033411 0.398678 0.0329172 0.267406 0.208213 0.116686C0.378772 -0.0388954 0.492477 -0.0388954 0.544592 0.116686Z\" fill=\"#283843\"><\/path><\/g><defs><clipPath id=\"clip0_281_3\"><rect width=\"14\" height=\"25\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CONTACT US<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6cf90b5 e-con-full e-flex e-con e-parent\" data-id=\"6cf90b5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d715d0e elementor-widget elementor-widget-template\" data-id=\"d715d0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"755\" class=\"elementor elementor-755 elementor-736 elementor-736\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41ff723f home-entidades-container e-flex e-con-boxed e-con e-parent\" data-id=\"41ff723f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5be7f933 elementor-widget elementor-widget-image\" data-id=\"5be7f933\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"181\" height=\"39\" src=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/05\/Logo_Banco_de_Espana.svg-1.svg\" class=\"attachment-large size-large wp-image-248\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19665259 home-entidades-separador elementor-widget elementor-widget-image\" data-id=\"19665259\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"40\" src=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/05\/Vector-4.png\" class=\"attachment-large size-large wp-image-249\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43b256ec elementor-widget elementor-widget-heading\" data-id=\"43b256ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">50+ financial institutions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-771025a6 home-entidades-separador elementor-widget elementor-widget-image\" data-id=\"771025a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"40\" src=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/05\/Vector-4.png\" class=\"attachment-large size-large wp-image-249\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7429222a elementor-widget elementor-widget-image\" data-id=\"7429222a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"168\" height=\"40\" src=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/05\/Trustpilot-4-7-1.png\" class=\"attachment-large size-large wp-image-250\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4daae7d servicios-funciona-container e-flex e-con-boxed e-con e-parent\" data-id=\"4daae7d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5884a189 e-con-full e-flex e-con e-child\" data-id=\"5884a189\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-924a55b elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"924a55b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Features of Property Development Finance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d0490f2 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3d0490f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bank developer loans typically provide up to 70% of the total project cost (LTC), with quarterly interest-only payments during construction and rates based on 12-month Euribor plus a margin of 1.5% to 3%. Arrangement fees range from 0.25% to 1%, and construction terms range from 12 to 36 months. <\/p>\n<p>For projects that do not meet bank lending criteria, private capital offers an alternative: financing secured against unencumbered real estate, with funds available within three weeks.<\/p>\n<p>The structure is critical: the lender assesses the project, not only the borrower. The development\u2019s viability, budget, permits, exit strategy, and, for build-to-sell developments, the level of pre-sales are key factors. <\/p>\n<p>Altavista Finance structures construction financing through its network of more than 50 financial institutions in Spain.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-64a2a170 e-con-full e-flex e-con e-child\" data-id=\"64a2a170\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5571de7e elementor-widget elementor-widget-image\" data-id=\"5571de7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"707\" height=\"586\" src=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/mitch-YIMXYjQoBBU-unsplash-1-2.webp\" class=\"attachment-large size-large wp-image-3832\" alt=\"\" srcset=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/mitch-YIMXYjQoBBU-unsplash-1-2.webp 707w, https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/mitch-YIMXYjQoBBU-unsplash-1-2-300x249.webp 300w\" sizes=\"(max-width: 707px) 100vw, 707px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-33c29079 home-faqs-container e-flex e-con-boxed e-con e-parent\" data-id=\"33c29079\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ccf35ad elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"7ccf35ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Types of Property Development Finance<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d0d9807 e-grid e-con-full e-con e-child\" data-id=\"6d0d9807\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1cd2727b e-con-full e-flex e-con e-child\" data-id=\"1cd2727b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b0508f e-con-full e-flex e-con e-child\" data-id=\"b0508f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42eb342 headding-underline elementor-widget elementor-widget-heading\" data-id=\"42eb342\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. Build-to-Sell Development<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f845615 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2f845615\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c563a46 elementor-widget elementor-widget-text-editor\" data-id=\"3c563a46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Financing for developers who acquire land, build residential units, and sell them. Once construction is complete, the loan is repaid as buyers take over individual mortgages. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c32dbf8 e-con-full e-flex e-con e-child\" data-id=\"4c32dbf8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4ad9cbea e-con-full e-flex e-con e-child\" data-id=\"4ad9cbea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17c78a7b headding-underline elementor-widget elementor-widget-heading\" data-id=\"17c78a7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Build-to-Rent Development<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-337a23a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"337a23a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4762dc6e elementor-widget elementor-widget-text-editor\" data-id=\"4762dc6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Financing for developers who build residential units to retain and rent out. Once construction is complete, the loan is refinanced into a long-term mortgage. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5103def e-con-full e-flex e-con e-child\" data-id=\"5103def\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b4db426 e-con-full e-flex e-con e-child\" data-id=\"b4db426\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5400f563 headding-underline elementor-widget elementor-widget-heading\" data-id=\"5400f563\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. Individual Self-Build<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2515c4cb elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2515c4cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75ee06ed elementor-widget elementor-widget-text-editor\" data-id=\"75ee06ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Financing for individuals who build their own home. The lender assesses the applicant\u2019s financial capacity, technical project, building permit, and budget. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f3246ce e-con-full e-flex e-con e-child\" data-id=\"6f3246ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9a706eb e-con-full e-flex e-con e-child\" data-id=\"9a706eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cbf08be headding-underline elementor-widget elementor-widget-heading\" data-id=\"5cbf08be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4. Major Refurbishment<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fad8cab elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fad8cab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99d3644 elementor-widget elementor-widget-text-editor\" data-id=\"99d3644\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Financing for large-scale refurbishments, including partial demolition, space reconfiguration, and extensions. The structure is similar to construction financing, with staged drawdowns against progress certificates. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15f700f home-faqs-container e-flex e-con-boxed e-con e-parent\" data-id=\"15f700f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed85bbd elementor-widget-mobile__width-initial proceso-heading elementor-widget elementor-widget-heading\" data-id=\"ed85bbd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How a Property Development Loan Works<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7aa5919 e-grid e-con-full e-con e-child\" data-id=\"7aa5919\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-739580a e-con-full e-flex e-con e-child\" data-id=\"739580a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f34e138 elementor-widget elementor-widget-heading\" data-id=\"f34e138\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">01<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8d172c afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"f8d172c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Project Assessment<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32f64e8 elementor-widget elementor-widget-text-editor\" data-id=\"32f64e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The lender assesses the entire project: location, detailed budget, planning permits, technical project, construction schedule, and exit strategy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e10f7d e-con-full e-flex e-con e-child\" data-id=\"5e10f7d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae2775 elementor-widget elementor-widget-heading\" data-id=\"2ae2775\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">02<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c303f28 afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"c303f28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Loan Completion and First Drawdown<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60c1732 elementor-widget elementor-widget-text-editor\" data-id=\"60c1732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Once approved, the loan is executed before a notary. The first drawdown typically covers the land purchase or initial construction costs. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e79bbcf e-con-full e-flex e-con e-child\" data-id=\"e79bbcf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd1ddec elementor-widget elementor-widget-heading\" data-id=\"dd1ddec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">03<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-788e4c7 afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"788e4c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Drawdowns Against Progress Certificates<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe76793 elementor-widget elementor-widget-text-editor\" data-id=\"fe76793\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Funds are released in stages against progress certificates issued by the architect or quantity surveyor. The lender verifies construction progress before releasing each tranche. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f52527 e-con-full e-flex e-con e-child\" data-id=\"7f52527\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e63c8b elementor-widget elementor-widget-heading\" data-id=\"4e63c8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">04<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0bee70d afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"0bee70d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Interest During Construction<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b12dfe elementor-widget elementor-widget-text-editor\" data-id=\"9b12dfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Durante la fase de obra, el prestatario paga solo intereses sobre el capital dispuesto &#8211; no sobre el total aprobado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e43535 e-con-full e-flex e-con e-child\" data-id=\"8e43535\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6039a1c elementor-widget elementor-widget-heading\" data-id=\"6039a1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">05<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68e5cc9 afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"68e5cc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Finalizaci\u00f3n y salida<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9cc5e7 elementor-widget elementor-widget-text-editor\" data-id=\"e9cc5e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Once the first occupancy licence is obtained, the loan is repaid or converted. For build-to-sell developments, it is repaid through property sales. For build-to-rent developments or self-build projects, it converts into a long-term mortgage.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c624cd home-faqs-container e-flex e-con-boxed e-con e-parent\" data-id=\"1c624cd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-673af6f2 elementor-widget-mobile__width-initial luxe-title-big elementor-widget elementor-widget-heading\" data-id=\"673af6f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Condiciones t\u00edpicas de financiaci\u00f3n promotora<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3be685e7 first-colum-black elementor-widget elementor-widget-altavista-table-3col\" data-id=\"3be685e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"altavista-table-3col.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"altavista-table-wrapper\">\n\t\t\t<table class=\"altavista-table\">\n\t\t\t\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>Parameter<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>Bank Development Loan<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<th>Capital Privado<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>LTC \/ LTV<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Up to 70% of total cost (LTC)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>45% - 65% del valor del activo (LTV)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Interest Rate<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>12M Euribor + 2% - 3%<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>10% - 15% fixed<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Term<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>12 - 36 months (ideally 12-18)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>6 - 36 months (ideally 12-18)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Fund Disbursement<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Against invoices and construction progress certificates<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Desembolso directo<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Presales required<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>30% - 60% (build-to-sell) \/ No (build-to-rent)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Not required<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Arrangement Fee<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>0,25% - 1%<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>0% - 3%<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Structuring Timeline<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>8 - 16 weeks<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>3 weeks<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Experiencia requerida<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>3 - 5 successful developments<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>No property development experience required<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Requisito de suelo<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Land acquired 100% with own funds<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<td>Activo libre de cargas como garant\u00eda<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5aa63e7 elementor-widget-mobile__width-initial luxe-title-big elementor-widget elementor-widget-heading\" data-id=\"5aa63e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Capital privado: alternativa cuando el banco no participa\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a6519b elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2a6519b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"rs\"><p>No todos los proyectos cumplen los requisitos bancarios. El capital privado ofrece financiaci\u00f3n respaldada por activos inmobiliarios libres de cargas. A diferencia del banco, no eval\u00faa la capacidad de ingresos del prestatario ni el historial promotor: eval\u00faa el activo en garant\u00eda y la estrategia de salida.  <\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02dca3b e-con-full e-flex e-con e-parent\" data-id=\"02dca3b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:3833,&quot;url&quot;:&quot;https:\\\/\\\/altavistafinance.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/18Baber-House120865-CMYK-1-5.webp&quot;}],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa1e775 home-faqs-container e-flex e-con-boxed e-con e-parent\" data-id=\"fa1e775\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3547dc5 elementor-widget-mobile__width-initial proceso-heading elementor-widget elementor-widget-heading\" data-id=\"3547dc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What the Financial Institution Assesses<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-06f6ad7 e-grid e-con-full e-con e-child\" data-id=\"06f6ad7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7ebdc04 e-con-full e-flex e-con e-child\" data-id=\"7ebdc04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b78f039 elementor-widget elementor-widget-heading\" data-id=\"b78f039\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">01<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17222a8 afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"17222a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Project Feasibility<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-279a358 elementor-widget elementor-widget-text-editor\" data-id=\"279a358\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The project must be economically viable. The lender assesses the relationship between the total cost and the estimated final value. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dcff829 e-con-full e-flex e-con e-child\" data-id=\"dcff829\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5c03b3 elementor-widget elementor-widget-heading\" data-id=\"f5c03b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">02<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4afedd afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"c4afedd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Developer Experience<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c2cc8a elementor-widget elementor-widget-text-editor\" data-id=\"2c2cc8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For property developments, the lender assesses the developer\u2019s track record\u2014the number of projects completed, their locations, and the results achieved.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-77fef58 e-con-full e-flex e-con e-child\" data-id=\"77fef58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19c4885 elementor-widget elementor-widget-heading\" data-id=\"19c4885\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">03<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e827002 afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"e827002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Estrategia de salida<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f237757 elementor-widget elementor-widget-text-editor\" data-id=\"f237757\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>How the loan will be repaid: unit sales, long-term refinancing, or rental income.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-709e697 e-con-full e-flex e-con e-child\" data-id=\"709e697\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b4099c elementor-widget elementor-widget-heading\" data-id=\"5b4099c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">04<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b57bd0d afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"b57bd0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Location and Market<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-752f806 elementor-widget elementor-widget-text-editor\" data-id=\"752f806\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The project\u2019s location is critical. Lenders assess local demand, comparable prices, and the target buyer profile. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdfb637 e-con-full e-flex e-con e-child\" data-id=\"fdfb637\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae2f42c elementor-widget elementor-widget-heading\" data-id=\"ae2f42c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">05<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ec109e afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"6ec109e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Licences and Permits<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21670e5 elementor-widget elementor-widget-text-editor\" data-id=\"21670e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The building permit must be granted or at an advanced stage of approval.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d0559b e-con-full e-flex e-con e-child\" data-id=\"8d0559b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-222691c elementor-widget elementor-widget-heading\" data-id=\"222691c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">06<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-832f669 afv-texts-title elementor-widget elementor-widget-heading\" data-id=\"832f669\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Budget and Timeline<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8661668 elementor-widget elementor-widget-text-editor\" data-id=\"8661668\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A detailed line-item budget and a realistic construction schedule are essential requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18a24357 home-faqs-container e-flex e-con-boxed e-con e-parent\" data-id=\"18a24357\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bded9a0 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"3bded9a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions About Construction Financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e0650b1 acordeon-faqs-content elementor-widget elementor-widget-n-accordion\" data-id=\"7e0650b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2110\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can a new SPV obtain construction financing? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2110\" class=\"elementor-element elementor-element-58cc0ab5 e-con-full e-flex e-con e-child\" data-id=\"58cc0ab5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2110\" class=\"elementor-element elementor-element-79e064dd e-con-full e-flex e-con e-child\" data-id=\"79e064dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5174340c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5174340c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed, pero con condiciones. La mayor\u00eda de las entidades financian SPVs siempre que los socios o el promotor tengan un historial demostrable en promoci\u00f3n inmobiliaria. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2111\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2111\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the typical LTC for construction financing? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2111\" class=\"elementor-element elementor-element-6488aea6 e-con-full e-flex e-con e-child\" data-id=\"6488aea6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2111\" class=\"elementor-element elementor-element-24e69ffb e-con-full e-flex e-con e-child\" data-id=\"24e69ffb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ab7e935 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4ab7e935\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bank development loans can cover up to 70% of the total project cost (LTC). With private capital, the LTV ranges from 45% to 65% of the value of the collateral. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2112\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2112\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are pre-sales required to obtain financing? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2112\" class=\"elementor-element elementor-element-1a03cc5f e-con-full e-flex e-con e-child\" data-id=\"1a03cc5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2112\" class=\"elementor-element elementor-element-36c7c43b e-con-full e-flex e-con e-child\" data-id=\"36c7c43b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3eacebb5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3eacebb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En build-to-sell, la mayor\u00eda de las entidades bancarias exigen entre un 30% y un 60% de preventas. En build-to-rent y autopromoci\u00f3n, no se requieren. La alternativa de capital privado no exige preventas.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2113\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2113\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuede un particular financiar la construcci\u00f3n de su propia vivienda? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2113\" class=\"elementor-element elementor-element-3ac589d2 e-con-full e-flex e-con e-child\" data-id=\"3ac589d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2113\" class=\"elementor-element elementor-element-42120f4c e-con-full e-flex e-con e-child\" data-id=\"42120f4c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3758e271 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3758e271\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. Self-build financing is available to individuals. Once construction is complete, the loan converts into a residential mortgage.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2114\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2114\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1l es el plazo t\u00edpico de un pr\u00e9stamo de construcci\u00f3n? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2114\" class=\"elementor-element elementor-element-11024a2f e-con-full e-flex e-con e-child\" data-id=\"11024a2f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2114\" class=\"elementor-element elementor-element-473fab44 e-con-full e-flex e-con e-child\" data-id=\"473fab44\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78bff4b7 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"78bff4b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bank development loans typically have terms of 12 to 36 months. Private capital terms range from 6 to 36 months, with funds available in approximately three weeks. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Can a new SPV obtain construction financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"S\\u00ed, pero con condiciones. La mayor\\u00eda de las entidades financian SPVs siempre que los socios o el promotor tengan un historial demostrable en promoci\\u00f3n inmobiliaria.\"}},{\"@type\":\"Question\",\"name\":\"What is the typical LTC for construction financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bank development loans can cover up to 70% of the total project cost (LTC). With private capital, the LTV ranges from 45% to 65% of the value of the collateral.\"}},{\"@type\":\"Question\",\"name\":\"Are pre-sales required to obtain financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"En build-to-sell, la mayor\\u00eda de las entidades bancarias exigen entre un 30% y un 60% de preventas. En build-to-rent y autopromoci\\u00f3n, no se requieren. La alternativa de capital privado no exige preventas.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfPuede un particular financiar la construcci\\u00f3n de su propia vivienda?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Self-build financing is available to individuals. Once construction is complete, the loan converts into a residential mortgage.\"}},{\"@type\":\"Question\",\"name\":\"\\u00bfCu\\u00e1l es el plazo t\\u00edpico de un pr\\u00e9stamo de construcci\\u00f3n?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bank development loans typically have terms of 12 to 36 months. Private capital terms range from 6 to 36 months, with funds available in approximately three weeks.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b9d10b e-con-full e-flex e-con e-parent\" data-id=\"4b9d10b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a2c554 elementor-widget elementor-widget-template\" data-id=\"8a2c554\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"774\" class=\"elementor elementor-774 elementor-757 elementor-757\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a41b0 home-faqs-container e-flex e-con-boxed e-con e-parent\" data-id=\"a41b0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41819a8b elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"41819a8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CONTACT US<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-655aa3aa e-con-full e-flex e-con e-child\" data-id=\"655aa3aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43288274 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"43288274\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you are considering a real estate transaction in Spain and want to understand which options make sense to explore, we would be happy to talk.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bb3072e elementor-align-center elementor-tablet-align-left elementor-widget elementor-widget-button\" data-id=\"1bb3072e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/altavistafinance.com\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"25\" viewBox=\"0 0 14 25\" fill=\"none\"><g clip-path=\"url(#clip0_281_3)\"><path d=\"M0.544592 0.116686L13.6255 11.6151C13.8766 11.8193 13.9998 12.1062 13.9998 12.466C13.9998 12.8257 13.8718 13.1369 13.6255 13.3897L0.544592 24.8833C0.492477 25.0389 0.383509 25.0389 0.208213 24.8833C0.0329172 24.7277 -0.0286733 24.577 0.018704 24.4214L9.79265 12.5389L0.018704 0.500778C-0.033411 0.398678 0.0329172 0.267406 0.208213 0.116686C0.378772 -0.0388954 0.492477 -0.0388954 0.544592 0.116686Z\" fill=\"#D0C9B9\"><\/path><\/g><defs><clipPath id=\"clip0_281_3\"><rect width=\"14\" height=\"25\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CONTACT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Property Development Finance IN SPAIN Developer finance is a loan used to fund property construction, from residential developments to individual self-build homes and major refurbishments. Unlike a conventional mortgage, the loan is not disbursed in a single payment. Funds are released in stages through drawdowns linked to construction progress. These loans are usually interest-only during [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":274,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3498","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Construction Financing in Spain | Altavista Finance<\/title>\n<meta name=\"description\" content=\"Development loans for residential construction, hotels, and offices. LTC up to 70%. 12M Euribor + 2\u20133%. Alternative private capital. 50+ lenders.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Construction Financing in Spain | Altavista Finance\" \/>\n<meta property=\"og:description\" content=\"Development loans for residential construction, hotels, and offices. LTC up to 70%. 12M Euribor + 2\u20133%. Alternative private capital. 50+ lenders.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/\" \/>\n<meta property=\"og:site_name\" content=\"Altavista Finance\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-16T16:35:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/services\\\/developer-financing\\\/\",\"url\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/services\\\/developer-financing\\\/\",\"name\":\"Construction Financing in Spain | Altavista Finance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/services\\\/developer-financing\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/services\\\/developer-financing\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/altavistafinance.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp\",\"datePublished\":\"2026-06-17T11:46:29+00:00\",\"dateModified\":\"2026-10-16T16:35:03+00:00\",\"description\":\"Development loans for residential construction, hotels, and offices. LTC up to 70%. 12M Euribor + 2\u20133%. Alternative private capital. 50+ lenders.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/services\\\/developer-financing\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/altavistafinance.com\\\/en\\\/services\\\/developer-financing\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/services\\\/developer-financing\\\/#primaryimage\",\"url\":\"https:\\\/\\\/altavistafinance.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp\",\"contentUrl\":\"https:\\\/\\\/altavistafinance.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/services\\\/developer-financing\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/services\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Developer Financing\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/\",\"name\":\"Altavista Finance\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/#organization\",\"name\":\"Altavista Finance\",\"url\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/altavistafinance.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Group-1.svg\",\"contentUrl\":\"https:\\\/\\\/altavistafinance.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Group-1.svg\",\"width\":180,\"height\":42,\"caption\":\"Altavista Finance\"},\"image\":{\"@id\":\"https:\\\/\\\/altavistafinance.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/es.trustpilot.com\\\/review\\\/altavistafinance.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Construction Financing in Spain | Altavista Finance","description":"Development loans for residential construction, hotels, and offices. LTC up to 70%. 12M Euribor + 2\u20133%. Alternative private capital. 50+ lenders.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/","og_locale":"en_US","og_type":"article","og_title":"Construction Financing in Spain | Altavista Finance","og_description":"Development loans for residential construction, hotels, and offices. LTC up to 70%. 12M Euribor + 2\u20133%. Alternative private capital. 50+ lenders.","og_url":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/","og_site_name":"Altavista Finance","article_modified_time":"2026-10-16T16:35:03+00:00","og_image":[{"url":"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/","url":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/","name":"Construction Financing in Spain | Altavista Finance","isPartOf":{"@id":"https:\/\/altavistafinance.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/#primaryimage"},"image":{"@id":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/#primaryimage"},"thumbnailUrl":"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp","datePublished":"2026-06-17T11:46:29+00:00","dateModified":"2026-10-16T16:35:03+00:00","description":"Development loans for residential construction, hotels, and offices. LTC up to 70%. 12M Euribor + 2\u20133%. Alternative private capital. 50+ lenders.","breadcrumb":{"@id":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/altavistafinance.com\/en\/services\/developer-financing\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/#primaryimage","url":"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp","contentUrl":"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/10\/rosalie-gdy-ACDmVHP1UFU-unsplash-11-1.webp"},{"@type":"BreadcrumbList","@id":"https:\/\/altavistafinance.com\/en\/services\/developer-financing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/altavistafinance.com\/en\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/altavistafinance.com\/en\/services\/"},{"@type":"ListItem","position":3,"name":"Developer Financing"}]},{"@type":"WebSite","@id":"https:\/\/altavistafinance.com\/en\/#website","url":"https:\/\/altavistafinance.com\/en\/","name":"Altavista Finance","description":"","publisher":{"@id":"https:\/\/altavistafinance.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/altavistafinance.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/altavistafinance.com\/en\/#organization","name":"Altavista Finance","url":"https:\/\/altavistafinance.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/altavistafinance.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/05\/Group-1.svg","contentUrl":"https:\/\/altavistafinance.com\/wp-content\/uploads\/2026\/05\/Group-1.svg","width":180,"height":42,"caption":"Altavista Finance"},"image":{"@id":"https:\/\/altavistafinance.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/es.trustpilot.com\/review\/altavistafinance.com"]}]}},"_links":{"self":[{"href":"https:\/\/altavistafinance.com\/en\/wp-json\/wp\/v2\/pages\/3498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altavistafinance.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/altavistafinance.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/altavistafinance.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/altavistafinance.com\/en\/wp-json\/wp\/v2\/comments?post=3498"}],"version-history":[{"count":3,"href":"https:\/\/altavistafinance.com\/en\/wp-json\/wp\/v2\/pages\/3498\/revisions"}],"predecessor-version":[{"id":3853,"href":"https:\/\/altavistafinance.com\/en\/wp-json\/wp\/v2\/pages\/3498\/revisions\/3853"}],"up":[{"embeddable":true,"href":"https:\/\/altavistafinance.com\/en\/wp-json\/wp\/v2\/pages\/274"}],"wp:attachment":[{"href":"https:\/\/altavistafinance.com\/en\/wp-json\/wp\/v2\/media?parent=3498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}