REFINANCIACIÓN
The Spanish mortgage market is diverse: more than 50 financial institutions operate with different criteria, terms and risk appetites. What one bank rejects, another approves.
Altavista Finance exists to change that dynamic. As an independent real estate credit intermediary, authorised by the Bank of Spain under licence E192, we have in-depth knowledge of the Spanish financial market. We do not represent any bank. We represent the buyer.
50+ financial institutions
AVF VS. GOING DIRECTLY TO A BANK
WITH ALTAVISTA FINANCE
- In-depth knowledge of more than 50 financial institutions
- A complete view of the market: actual terms
- Experience with complex profiles: non-residents, self-employed clients and companies
- Active negotiation of terms
- Full support through to completion before the notary
- Success-fee model
DIRECTLY WITH A BANK
- Access limited to the products of a single institution
- No market benchmark
- Standardised processes for non-standard profiles
- The client negotiates alone
- Support limited to the bank’s internal process
- Internal costs are not always transparent
THE PROCESS (5 STEPS)
01
Pre-qualification
Evaluamos tu perfil financiero y diseñamos una estrategia hipotecaria personalizada. 30-45 minutos.
02
Documentación
Recopilamos la documentación y la preparamos para presentarla a las entidades.
03
Pre-aprobación
Presentamos tu operación simultáneamente a las entidades más adecuadas. Comparamos y asesoramos.
04
Tasación
Coordinamos la tasación de la propiedad con tasadoras autorizadas.
05
Revisión y firma
Revisamos contigo las condiciones finales y te acompañamos en notaría.
CONTACT US
If you are considering a real estate transaction in Spain and want to understand which options make sense to explore, we would be happy to talk.