WHERE

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UNCERTAINTY
ENDS

Eliminate uncertainty and complexity when financing a real estate transaction in Spain. We offer clarity, expert advice, and access to the best financing solutions.

50+ financial institutions

50+ financial institutions

WHAT WE DO

We assist our clients in structuring and executing real estate financing solutions in Spain, covering the entire capital stack.

01 - Mortgages 02 - Lombard Loan 03 - Developer Financing 04 - Equity Release 05 - Bridge Loan 06 - Refinancing

01

Mortgages

Mortgage financing for international buyers, residents, companies and high-net-worth profiles. Primary residence, second home or investment.

02

Lombard Loan

Financing backed by your investment portfolio, without liquidating assets. To complement or replace a traditional mortgage.
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03

Developer Financing

Construction and real estate development financing. Tailor-made structures for residential and commercial projects.
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04

Equity Release

Release the value of your existing property in Spain without having to sell it. Liquidity on real estate assets.

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05

Bridge Loan

Short-term financing to bridge the gap between purchasing a property and selling another, or until obtaining permanent financing.
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06

Refinancing

Renegotiate the terms of your current mortgage. Better rates, change of institution or restructuring of existing debt.

WHO WE ADVISE

We work with private clients, companies, developers and international advisors who need clarity, structure and access to real estate financing in Spain.

Mortgage financing for international buyers, residents, companies and high-value assets.

Holding companies, SPVs and corporate structures.

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Tax residents in Spain, including complex profiles and self-employed individuals.

Complex assets, multi-jurisdictional structures, tailor-made financing.

FREQUENTLY ASKED QUESTIONS

Why work with Altavista Finance instead of going directly to a bank?

As an independent credit intermediary authorized by the Bank of Spain (license E192), we have in-depth knowledge of more than 50 financial institutions: commercial banks, private banking, and alternative lenders. A single bank can only offer its own products. We know exactly which institution best suits each profile and we negotiate the best terms.

We work with a success fee model: we only charge if we secure your financing. Fees are agreed upfront with complete transparency before any commitment.

The typical process takes between 8 and 12 weeks, depending on the complexity of the profile, documentation and lender timelines. We keep you informed at every step.

Mortgages for residents and non-residents, Lombard loans backed by investment portfolios, developer financing, equity release, bridge loans and refinancing. We operate throughout Spain.

CONTACT US

If you are considering a real estate transaction in Spain and want to understand which options make sense to explore, we would be happy to talk.