SERVICES
Altavista Finance advises on the structuring of real estate financing throughout Spain. Every transaction is different — and requires a different solution.
We work with international buyers, residents, companies, developers, and high-net-worth clients, tailoring financing to each client’s structure, asset, and objectives. Our approach combines access to traditional banking and alternative capital, with independent structuring.
TYPES OF FINANCING
Mortgages
Mortgage financing for international buyers, residents, companies, and high-net-worth clients. Primary residences, second homes, or investment properties.
Lombard Loans
Financing secured against an investment portfolio — without liquidating positions. Used to replace or complement a mortgage, offering greater leverage flexibility and potential tax implications depending on the structure.
Development Finance
Financing for construction, comprehensive refurbishment, and real estate development. Structures tailored to the project cycle and exit strategy.
Equity Release
Liquidity against existing properties without the need to sell them. Available to individuals and companies.
Bridge Financing
Short-term financing to cover the gap between a purchase and a sale, or until permanent financing is obtained.
Refinancing
Restructuring of existing financing. Changing lenders, improving the interest rate, or redesigning the debt structure.
WHO WE ADVISE
Non-residents acquiring property in Spain.
Developers, corporations, property-holding companies, and SPVs.
Tax residents, including complex profiles and self-employed individuals.
Complex wealth structures, multi-jurisdictional structures, and financing requirements outside standard banking criteria.
